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提供援助

Your Financial 提供援助 lists all institutional scholarships, along with any federal 和 state aid offered to you to attend Northwest.

我如何接受我的助学金?

To view your Financial 提供援助, you will need to:

  1. Access your secure account on CatPAWS
  2. 选择“财务援助”选项卡
  3. 选择奖励框
  4. Select the Accept Awards/ Add private Resources
  5. Report any additional outside resources or scholarships
  6. Select the aid year you want to view
  7. Accept or decline any loans offered to you
  8. Submit your electronic response once finished
  9. Lastly, complete any federal loan requirements prompted at the bottom of the page

提供援助的例子

Financial Aid offer letter example page 1 Financial Aid offer letter example page 2

获奖信的结构

  1. Estimated Total 成本 of Attendance (COA): 在审阅你的获奖信时, remember the importance of separating amounts you pay directly to Northwest from other indirect costs. Additional information about tuition 和 fees is available on the 学生帐户服务页面.
  2. 计费的费用 are items you are charged by Northwest, such as tuition 和 fees. Housing 和 food are charged only if you live on campus.
  3. 非账单的费用 are allowances for other items 和 may vary based on your needs. Northwest will not bill you for these items.
  4. 奖学金 & 奖助金 are free money that doesn't need to be repaid.
  5. 支付剩余费用的选择: Financial aid in the form of student employment or loans. 贷款 are used to help pay the remaining net costs after gift aid is deducted.
  6. 总经济援助奖 are scholarships, grants, work-study, 和 all loans offered.

Glossary of 条款 for Financial 提供援助

关键字 定义
学费和学生费用 Estimated tuition 和 student fee costs are initially based on 15 undergraduate or 9 graduate credit hours per academic term 和 later updated for students who do not enroll full‐time. Actual charges will be based on the number of credit hours you are enrolled in.
其他课程费用 Fees attached to individual courses 和 based on the average amount paid by similar students in your academic program last year. Actual charges will be based on the courses you are enrolled in.
住房和食物 Estimated housing 和 food expenses based on the average housing cost on campus 和 a st和ard food plan. These items only appear on your bill if you live on campus 和/or purchase a food plan. The actual cost is based on your housing arrangement 和 food plan choice.
教育用品 Estimated expense for supplies you might need to purchase throughout the academic year. This allowance is provided for in‐person undergraduate students since the cost for primary textbooks is already included in student fees. These items do not appear on your bill.
书籍及用品 Estimated expense for books 和 supplies you might need to purchase throughout the academic year. This allowance is provided for graduate students 和 students enrolled in online only programs. These items do not appear on your bill.
运输费用 Estimated expenses for transportation may include travel between home 和 campus or maintenance on a vehicle. Unless you purchase a parking permit, these items do not appear on your bill.
个人支出 Estimated other basic living expenses, 比如服装, 个人护理, 化妆品, 娱乐, 等. These items do not appear on your bill.
估计出勤费用(COA) The cost of attendance (COA) is an estimate of what it costs a typical student to attend college for one academic year. Your COA includes what you'll see on your billing statement, but also takes your basic living expenses into account. It's also used to set a limit on the amount of financial aid you can receive during the academic year.
助学金及奖学金资格 Gift aid that doesn't have to be repaid. 资格 is often based on financial need or academic achievement.
估计净成本 This is the estimate of your overall cost after subtracting any scholarships or grants you're receiving.
联邦佩尔助学金 The largest Federal grant program offered to undergraduate students. It is awarded to qualifying students from low‐income households. 资格 is determined with information provided on the FAFSA.
支付剩余成本的选择 This section includes additional resources that could be available to help you pay for college. It may include work or loan options.
联邦工作学习资格 This allows you to apply for a part‐time job 和 earn money to help pay education expenses. After applying for 和 securing a job, you'll submit a timesheet 和 will be paid hourly through a monthly payroll process. Earnings are paid directly to you 和 are not posted toward your bill. Since earnings are paid as you work, no repayment is required.
联邦补贴贷款 贷款 offered to eligible undergraduate students who demonstrate financial need to help pay education expenses. The Federal government pays the interest while you're enrolled, 和 loan must be repaid with interest after your enrollment.
家长PLUS/信用贷款 贷款 offered to eligible undergraduate or graduate students, but eligibility is not based on Federal Unsubsidized financial need. The loan must be repaid with interest after your enrollment. Credit based loans offered to students or parents to help pay education expenses. 资格 is not based on financial need, but a credit check will be required. Students or parents with adverse credit may not qualify. Loan repayment may vary 和 could begin while you're enrolled or after your enrollment ends.

Additional financial aid terms 和 definitions, visit 联邦学生援助.

条款 & 条件

  • 我理解 that my awards are contingent upon adequate funding 和 state 和 federal regulations.
  • 我理解 that all aid will be packaged originally for full-time attendance. If I enroll less than full-time may aid must be adjusted accordingly. 联邦佩尔助学金, Supplemental Educational Opportunity 奖助金 (SEOG), Teach Grant 和 Federal Perkins 贷款 will be adjusted as follows:

9-11小时75%
6-8小时50%
1-5小时佩尔只有25%

注:佩尔奖学金不超过2美元,每年325美元(1美元),163 per semester) or an EFC greater than $3,501 would not be eligible for an award if a student is enrolled in less than half-time enrollment (6 hours) in the semester.

  • 我理解 that financial aid funds will be scheduled for disbursement once per semester, beginning on the first day of classes each semester.
  • 我这学期的课业负担 will be locked at the end of the free drop/add period of each term. My eligibility for aid will be adjusted to the appropriate level of enrollment at that time.
  • I must maintain satisfactory academic progress,如 形式 学业进展.
  • 我接受的资金必须申请 to outst和ing educational expenses at Northwest Missouri State University (fees, housing 和 food) before the surplus may be disbursed to me. All assistance will be used for educational expenses related to my attendance at Northwest Missouri State University.
  • These awards may be voided or changed at any time if incorrect or false information is discovered on the application or if there has been an error in computing the award.
  • 报名情况有任何变化, state residency or the receipt of additional outside resources after the initial award must be reported to the Office of 奖学金 和 金融援助. Revisions or changes in status will necessitate revisions of the award.
  • 我理解 that if I withdraw from school prior to the completion of a semester, the financial assistance award received will be prorated 和 unused portion of the financial assistance award will be refunded to the programs involved. Depending on the portion of the aid, I may owe a balance to my account.
  • 我理解 that if I fail all classes in a term, last date of attendance must be established 和 a financial aid withdrawal calculation must be done from that date. This may result in federal funds being returned which may create a balance due to my account.
  • 我理解 威廉·D. Ford Direct 贷款 (Subsidized, Unsubsidized 和 Parent PLUS) must be disbursed in two equal payments.
  • 作为第一次借款者 of Federal Direct 贷款 (Subsidized 和 Unsubsidized) at Northwest, I realize that I must complete an online 入学辅导主本票(MPN) before any part of my loan can be disbursed 和 credited to my account. The MPN requires the FSA ID 和 Password used to complete the FAFSA.
  • 我理解 that students who receive a Direct Loan are subject to the terms 和 conditions dis关闭d on the Federal Direct Loan 主本票(MPN)直接贷款披露声明 查看PDF.
  • 我理解 that any Federal Title IV, HEA Loan I receive will be submitted to the National Student Loan Data System (NSLDS) 和 will be accessible by guaranty agencies, 银行, 服务, 和 other institutions determined to be authorized users of the data system.
  • 我理解 that if I have received loans at any time while enrolled at Northwest Missouri State University, I must complete an exit counseling session before I leave the University for any reason.
  • 我理解 that I must be seeking a degree 和 may receive aid from only one institution during an academic term.
  • 我理解 that to receive federal aid I must be enrolled in at least six credit hours at Northwest except for those who qualify for 联邦佩尔助学金 funds.
  • 我理解 that I must be enrolled in a minimum of 12 credit hours at Northwest in order to receive Northwest scholarships or to be considered for State of Missouri assistance programs.
  • 我理解 that if I enroll at another institution concurrently with my Northwest enrollment I must have a completed Federal Aid Consortium Agreement for each term filed with the Northwest Office of 奖学金 和 金融援助 before I can receive federal aid for the total enrollment.
  • 我理解 that proceeds from Federal Direct PLUS 贷款 (parent) will credit directly to my account, pay off all charges 和 any overpayment will be refunded to my parent. In order for overpayments to be refunded to me, my parent borrower must indicate so on the Parent Loan Information Form.